PAYMENT SERVICES

Payment infrastructure built to perform for your business.

We build and optimize payment infrastructure across every channel: in-store, online, and B2B.

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What we do

The right payment setup, chosen by people with no agenda but yours. We work with 10+ processors across Canada and the US.

Most payment setups aren't designed. They're inherited: a processor your bank referred, a POSPoint of Sale — the terminal or till system where in-person payments happen. bundled with your lease, a gateway that came with your e-commerce platform. Together they cost more than your business needs.

We work with 10+ payment processors and match you to the right setup for how you get paid: in-store, online, through invoices, or all three.

Once it's built, it's yours. Clear pricing, no lock-in, and a setup that grows with you.

Smart Routing LIVE
Incoming Transaction
CA$124.50
Visa Infinite In-Person Ontario
Processor Routing Optimized for cost
Processor A · 🇨🇦 2.65%
Processor B · 🇨🇦 1.89%
Processor C · 🇺🇸 2.40%
Processor D · 🇺🇸 2.15%
Previous rate (flat) 2.90%
Optimized rate 1.89%
Monthly savings CA$42.80
✓ Routed & Approved — 120ms
Payment channels

Complete payment architecture across all channels

Four core payment channels. Use one or combine them: each works on its own or as part of one system.

Brick & Mortar

In-Store Payments

The right setup for how your customers pay in person, matched to your industry and ready to go.

  • Terminals set up and configured for your business
  • Tap, swipe, and mobile wallet: every way customers pay
  • Matched to the right processor for your industry
Learn more →
Digital Commerce

Online Payments

Checkout that integrates with your platform, built to convert, and protected against fraud.

  • Checkout that integrates with your existing platform
  • Fraud protection that doesn't slow your customers down
  • Every payment type your customers expect
Learn more →
Business to Business

B2B Payments

Faster collections, less manual work, and a setup built for how businesses actually pay each other.

  • Bank transfers, ACH, and EFT without the manual back-and-forth
  • Automated invoicing and net terms that reduce your collections workload
  • Purchase order and approval workflow integration
Learn more →
Enterprise

Enterprise Solutions

High volumes, multiple markets, or complex operations. We build the payment setup that handles it.

  • Payments across Canada and the US, optimized for each market
  • Smart routing that improves approval rates and reduces processing costs
  • Optimized rates for high-volume B2B and government transactions
Learn more →
Payment capabilities

In-store, online, B2B, and enterprise payments. Use them individually or together.

In-Store Payment Systems

Terminals and processing set up for your floor.

  • Industry-matched terminals
  • The right processor
  • Retail, restaurants, services

Online Payment Gateways

Checkout that converts and grows with you.

  • Checkout built to convert
  • Scales with you
  • No platform lock-in

B2B Payment Solutions

Invoicing and transfers built for business buyers.

  • Invoicing and net terms
  • Faster collections, less admin
  • Built for B2B complexity

Payment Cost Optimization

What you're actually paying, and a plan to reduce it.

  • Your real numbers
  • Savings in real terms
  • Setup restructured

Always On Your Side

We don't set you up and disappear.

  • Competing quotes in days
  • Alternatives on standby
  • There after setup

Payments Across Every Channel

One payment architecture across everywhere you sell.

  • In-store, online, mobile, B2B
  • One view of payments
  • Grows without starting over

In-Store Payment Systems

Terminals and processing set up for your floor.

  • Industry-matched terminals
  • The right processor
  • Retail, restaurants, services

Online Payment Gateways

Checkout that converts and grows with you.

  • Checkout built to convert
  • Scales with you
  • No platform lock-in

B2B Payment Solutions

Invoicing and transfers built for business buyers.

  • Invoicing and net terms
  • Faster collections, less admin
  • Built for B2B complexity

Payment Cost Optimization

What you're actually paying, and a plan to reduce it.

  • Your real numbers
  • Savings in real terms
  • Setup restructured

Always On Your Side

We don't set you up and disappear.

  • Competing quotes in days
  • Alternatives on standby
  • There after setup

Payments Across Every Channel

One payment architecture across everywhere you sell.

  • In-store, online, mobile, B2B
  • One view of payments
  • Grows without starting over
Who this is for

For businesses ready for a payment setup that works for them, not their processor.

Growing Past Flat-Rate

Processing $500K+ a year? There is a structure built for your volume and your margins.

Multi-Channel Businesses

In-store, online and B2B in one connected setup, with a clear view of every channel.

Enterprise-Level Needs

High volume, cross-border sales or complex flows: a setup that matches how you operate.

Growing Past Flat-Rate

Processing $500K+ a year? There is a structure built for your volume and your margins.

Multi-Channel Businesses

In-store, online and B2B in one connected setup, with a clear view of every channel.

Enterprise-Level Needs

High volume, cross-border sales or complex flows: a setup that matches how you operate.

Ready to see what you're actually paying?

  • 4 Payment channels
  • 10+ Processor relationships
  • 40% Avg. fee reduction
  • 0% Vendor lock-in
Get your free audit Talk to us